About Us
Hello, I’m Minesh Sanjay Doshi (Preferably called “Minesh”), and I’m here to help you navigate the complexities of life and health insurance, along with comprehensive financial planning. Whether you need life insurance, critical illness coverage, disability insurance, health and dental plans, or expert guidance on investments and retirement planning, I’m committed to providing personalized solutions tailored to your specific needs and circumstances.
I understand that insurance and financial planning can feel overwhelming, especially with the numerous options and technical details involved. That’s precisely why I’m dedicated to offering clear, honest advice that cuts through the confusion, even if it means recommending a simpler solution that better serves your interests. I take the time to thoroughly understand your unique circumstances, family situation, and long-term goals, then provide recommendations that genuinely align with your lifestyle and budget constraints.
Professional Expertise and Industry Access
As an associate of Experior Financial Group Inc., a leading Managing General Agency, Minesh has access to an extensive range of products and services from top-tier insurers and investment firms across Canada. This comprehensive access allows him to work diligently on your behalf to find the best possible coverage options and investment solutions that match your specific requirements and risk tolerance.
Minesh’s professional approach centers on thorough market analysis and comparison shopping to ensure you receive optimal value for your investment. Rather than being limited to a single company’s offerings, he can present you with multiple options from Canada’s leading insurance providers, giving you the power to make informed decisions about your financial protection.
Building Long-Term Client Relationships
Minesh’s focus extends far beyond the initial sale to building long-lasting, trust-based relationships with my clients. He is here to support you throughout every stage of your financial journey, whether that involves helping you navigate the claims process, conducting regular coverage reviews as your life circumstances change, or making strategic adjustments to your financial plan as you progress toward your goals.
This ongoing relationship approach means you’ll have a dedicated professional who understands your evolving needs and can provide timely advice and adjustments. Minesh believes that effective financial planning requires consistent communication and periodic reassessment to ensure your protection and investment strategies remain aligned with your changing life circumstances.
Minesh’s Commitment to Excellence
Let’s work together to secure your financial future and provide the peace of mind that comes with comprehensive protection. I invite you to contact me today to schedule a consultation where we can discuss your specific needs and explore the best solutions available in the current market.
Why chose Minesh as your Independent Broker?
Unbiased Advice
I represent multiple insurance companies and can objectively compare options to find the best fit for your needs and budget.Â
Service philosophy
My service philosophy is built on transparency, accessibility, and genuine client advocacy. I provide free, no-obligation consultations coupled with pressure-free, honest guidance that prioritizes your interests over sales quotas. You’ll never experience pushy sales tactics or feel pressured to make immediate decisions.
No Additional Cost
Insurance companies pay broker commissions, so working with me doesn’t cost you anything extra.
Access to Multiple Carriers
Different companies excel in different areas. I can access specialized products and competitive rates across the market.
Personalized Service
You’ll work directly with me throughout the process, ensuring personalized attention and ongoing support. Every plan I develop is personalized to suit your individual needs, budget considerations, risk tolerance, and long-term financial goals.Â
Advocacy
If issues arise with your policy, I advocate on your behalf with the insurance company.
Innovative Technology and Proven Success
Our success is fundamentally built around client solutions powered by Experior’s proprietary Expert Financial Analysis (EFA) software. This advanced platform provides our clients with a comprehensive yet simple and easy-to-follow Financial Program offered exclusively through Experior’s Associates like Minesh.
The Expert Financial Analysis delivers a clear and accurate assessment of every client’s unique and current financial situation, then presents a detailed step-by-step plan designed to transform your financial outlook. This sophisticated analysis helps you get out of debt years faster, potentially saving you thousands of dollars in interest while significantly reducing the time needed to complete your mortgage and debt payments.
The EFA system also establishes proper saving plans tailored to your retirement timeline, educational funding needs, and future financial goals. Additionally, it provides a comprehensive review of your insurance requirements, helping establish appropriate coverage amounts while potentially lowering your insurance costs significantly through strategic planning and carrier comparison.
Finally, my ability to compare multiple quotes and insurance solutions from Canada’s leading life insurance companies ensures you receive competitive pricing and comprehensive coverage options. This market-wide access gives you confidence that you’re making the best possible decision for your financial protection needs.
Our process
To create a financial plan tailored to your unique needs, we take a comprehensive 4 step approach that involves getting to know you, your financial situation, and your goals. We believe that a personalized plan is the best way to help you achieve your financial objectives and maintain a secure financial future.
I'll start by getting to know your current financial situation. We'll discuss your income, expenses, assets, and liabilities to establish a clear picture.
Next, we'll work together to define your financial goals. Whether you're saving for a home, your children's education, or retirement, I’ll tailor a plan to your specific needs and risk tolerance.
After understanding your goals and risk tolerance, I'll recommend a personalized plan to help you achieve them. This may include strategies for debt reduction, saving, investing, and protecting your assets.
Once we have a plan, we'll take the necessary steps to implement it, such as opening new accounts or adjusting your current financial strategy.
We'll stay connected to monitor your progress and make adjustments as needed. This might involve regular meetings to review your plan and ensure it's still on track.
Life is full of changes. We'll adapt your plan accordingly to keep it aligned with your evolving goals and circumstances.