Privacy Policy

As an independent insurance broker, I am committed to protecting your privacy and maintaining the confidentiality of your personal information. This Privacy Policy explains how I collect, use, share, and protect your personal information when you visit my website, request insurance quotes, or engage my services.

I understand that trust is fundamental to our professional relationship, and I take my responsibility to safeguard your personal information seriously. This policy complies with applicable privacy laws and insurance industry standards to ensure your information remains secure and is used only for legitimate business purposes.

I will never sell your personal information to third parties for marketing purposes. However, I may share your personal information with insurance and investment service providers who help us provide our services and with government agencies as required by law, primarily so that I can then work on hand-crafting the best policy for you. The information that I collect is only being used to help me work with you on perfecting the best Insurance policy, get you on-boarded as an agent working with us, or displaying your testimonial on our website.

If you have any questions about how I collect your personal information or if you would like to delete your personal information, please contact us at minesh.doshi.llqp@gmail.com.

How I Collect Personal Information

I collect personal information through various methods when you interact with my services:

Information you provide directly through forms: When you fill out quote request forms, contact forms, or any other forms on my website, I collect the information you enter. This may include your name, address, email address, phone number, date of birth, vehicle information, property details, and other information necessary to provide you with insurance quotes and services.
Information collected automatically: My website may automatically collect certain information about your visit, such as your IP address, browser type, operating system, referring website, pages you viewed, and the dates and times of your visit.This information helps me to understand how visitors use my website and to improve its functionality. I may use cookies and similar tracking technologies for this purpose. You can manage your cookie preferences through your browser settings.
Communication with me: If you contact me via email, phone, or other means, I may collect and retain the content of your communication and my responses.

How I Use Personal Information

I use your personal information exclusively for legitimate business purposes related to providing financial services:

Quote Generation and Policy Placement: I use your information to research insurance options, obtain quotes from multiple carriers, and help you secure appropriate coverage that meets your specific needs and budget.
Client Services: Your information enables me to provide ongoing support, answer questions about your coverage, assist with claims, process policy changes, and maintain accurate records of our professional relationship.
Legal and Regulatory Compliance: I may use your information to comply with insurance regulations, applicable laws, reporting requirements, and other legal obligations inherent to operating as a licensed insurance broker.
Communication: I use your contact information to communicate with you about your insurance needs, policy updates, renewal reminders, and other relevant information related to your coverage.
Business Operations: Your information helps me improve my services, analyze market trends, and maintain proper business records as required by law and industry standards. Its also help me improving my website by enabling me to analyze website usage, troubleshoot technical issues, and enhance the user experience.
Marketing (with your consent): To send you promotional materials or information about new products or services that may be of interest to you, where you have provided your explicit consent to receive such communications. You can withdraw your consent at any time.

How I Share Personal Information

I share your personal information only when necessary and appropriate for providing insurance services:

Insurance Carriers: I share relevant information with insurance companies when obtaining quotes, submitting applications, or facilitating policy services. These carriers are bound by their own privacy policies and regulatory requirements.
Service Providers: I may share information with trusted third-party service providers who assist with business operations, such as technology providers, administrative services, or professional consultants. These providers are contractually obligated to protect your information and use it only for specified purposes.
Legal Requirements: I may disclose information when required by law, court order, regulatory authority, or to protect legitimate interests such as preventing fraud or investigating suspected illegal activities.
Business Transfers: In the event of a business sale, merger, or transfer, your information may be transferred to the acquiring entity, subject to the terms of this Privacy Policy or a new policy communicated to you.

I DO NOT and WILL NOT sell, rent, or trade your personal information to third parties for their direct marketing purposes without your explicit consent.

How I Protect Personal Information

I use industry-standard encryption and other security measures to safeguard your personal information from unauthorized access, disclosure, and misuse. Website data is protected with the help of Secure Socket Layer (SSL) encryption. I also limit access to your personal information to only those employees, agents, and service providers who need it to provide you with the best possible insurance coverage and services.

Our privacy policy is regularly reviewed and updated to ensure that it is in compliance with applicable laws and industry standards. I periodically train for myself on the importance of data privacy and security. I also periodically review and update security measures to address evolving threats and ensure continued protection of your information.

While I strive to protect your personal information, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, I cannot guarantee its absolute security.

How long do we retain your personal information?

I will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including providing you with insurance services, complying with legal and regulatory obligations, resolving disputes, and enforcing my agreements. The retention period may vary depending on the type of information and the specific purpose. Once your personal information is no longer required, I will take steps to securely destroy or anonymize it.

Consent to contact

By providing your contact information and engaging my services, you consent to communication regarding your insurance needs and related matters:

Communication Methods: I may contact you via telephone, email, text message, or postal mail regarding quotes, policy information, renewals, claims assistance, and other insurance-related matters.
Frequency: Communication frequency will vary based on your needs and the nature of your insurance coverage, but I will respect your preferences and avoid excessive contact.
Opt-Out Options: You may request to limit certain types of communication by contacting me directly. However, some communications may be necessary for fulfilling contractual obligations or regulatory requirements.

Links to external websites

My website may contain links to insurance carrier websites, regulatory agencies, or other external sites that provide relevant information or services:

Third-Party Privacy Policies: External websites have their own privacy policies and practices that may differ from mine. I encourage you to review their privacy policies before providing personal information.
No Responsibility: I am not responsible for the privacy practices or content of external websites, and linking to these sites does not constitute endorsement of their privacy practices.

Changes to our Privacy Policy

I may update this Privacy Policy from time to time to reflect changes in my practices or legal requirements. Any changes will be posted on this page with an updated revision date. I encourage you to review this Privacy Policy periodically for any updates. Your continued use of my website after any changes to this Privacy Policy constitutes your acceptance of the revised policy.

Most recent update and Effective Date: 27^th May, 2025

How Users Can Contact Us With Questions or Concerns

Users can contact us with questions or concerns by phone, email, or mail. If you have any questions regarding our Privacy Policy, please contact us at minesh.doshi.llqp@gmail.com